Terms of Use

These terms apply when you use this site, its estimators and, once you have one, your account. By using the site you agree to them.

Not an offer or commitment to lend

Nothing on this site is an offer or commitment to lend, a rate lock or a pre-approval. Every loan is subject to approval by underwriting, to the information you give us being accurate and complete, and to documents signed at closing. Guidelines, terms and availability can change at any time.

Business purpose only

We arrange funding for business-purpose loans to business entities, secured by investment property you do not live in. The site is not for personal, family or household borrowing, and you agree not to use it to seek that kind of loan.

Estimates are not pre-approvals

The Quick Size card, the Fix & Flip estimator and the DSCR estimator give non-binding estimates from our current program guidelines and the numbers you enter. They are not a pre-approval or pre-qualification, and the result of a real review can be different.

Accuracy of information

You agree that what you give us, in a form, a calculator, an application or a call, is true, complete and current, and that you will tell us promptly if it changes. We may rely on it, and we may decline or stop work on a request that turns out to be inaccurate.

Acceptable use

You agree not to:

• use the site for anything unlawful, or to submit information about someone else without their permission;
• attempt to get into accounts, systems or data that are not yours, or to probe or test the site's security;
• send automated requests, scrape the site, or overload it;
• interfere with other people's use of the site; or
• use the site to build a competing service or to train a model.

We may suspend or end access if these terms are broken.

Intellectual property

The site, its text, design, logo, marks and calculators belong to Long Hall Financial or its licensors. You may view the site and print pages for your own business use. You may not copy, republish or sell any of it without our written permission.

Disclaimers and limitation of liability

The site and its estimators are provided as they are and as available, without any promise that they are complete, current or free of error. To the fullest extent the law allows, Long Hall Financial is not liable for indirect, incidental, special or consequential damages, or for lost profits, arising from your use of the site or reliance on an estimate, and its total liability for any claim about the site is limited to one hundred dollars. Some places do not allow these limits, so they may not apply to you.

Governing law

[Left for the attorney: governing law, venue and how disputes are resolved.]

Contact

Tyler Hall, Managing Member, Long Hall Financial. Phone 408-459-8133. Email tyler.hall@longhallfinancial.com.